Get prequalified with our trusted lending partner and find out how much home you can afford today!
Offering the widest variety of loan products, our team can help you meet your construction financing goals, no matter how niche.
VA Loans: For veterans and active duty and military, allowing for zero down.
FHA Loans: For those with lower down payments, higher debt-to-income ratios, or credit challenges. Allow for as little as 3.5% down.
Conventional Loans: Offering 5% down options, and 10% down options on 2nd homes.
Jumbo Loans: For those seeking loans above the conforming loan limit with as little as 5% down in some cases.
5/6 ARM: A hybrid adjustable-rate mortgage with a fixed rate for the first 5 years. This program considers bank statements, assets, stock options or other income methods for qualification along with supporting more flexible guidelines.
Stay in Your Home Loan: For those looking to buy their new home before selling their current one.
Portfolio Loan: Outside the box scenarios that don’t meet standard mortgage guidelines, including but not limited to Bank Statement programs, cross collateralization loans, and more!
With over 25 years of experience in Construction Lending, Thomas and his team ensure the lending process is faster, clearer, and stress-free for clients. A President’s Club honoree and board member of both the NAHB System Built Division and the Modular Home Builders Association, Tom brings deep industry insight and a commitment to transparent, builder-focused financing.